I have been a certified financial planner since 2008, and have been practicing financial planning since 2004. I graduated from Tulane University with a degree in finance and but before I could utilize my knowledge, my commitment to the U.S. Navy had me attending nuclear power & supply corp. school. Then deploying for 8 months on the Nimitz.
I know it’s hard, but our kids’ status, nor the money they make should not be the end-all for us. We need to be careful that we don’t force our kids into situations, jobs, careers that make them unhappy. I know what you’re thinking. The more money our kids have, the happier they will be, but you know that’s not necessarily true, right?
Being in the military is like being in an entirely different world. If you haven’t served, it is tough to understand what it’s like to be in the military. To give an example, the only person who truly understands what it is like to be raised by your parents would be your brother or sister.
Psssst, come here. Let me ask you something; are you happy? Seriously, are you happy? When was the last time you asked yourself if you were happy? By the way, what is happiness? If you are a parent, are you at the peak of happiness when your children are at school?
Psssst, come here. Let me ask you something; are you happy? Seriously, are you happy? When was the last time you asked yourself if you were happy? By the way, what is happiness? If you are a parent, are you at the peak of happiness when your children are at school?
If you are a dual-income family, you need a lot of help. From the time you wake up in the morning until the time you go to bed at night you are constantly on the go. Your kids are constantly making demands of you. It is to the point where me and my wife will look at our children and ask, are you not happy with the management?
I’ll give you a rule of thumb, and this goes against everything that I believe in because I think people live by too many rules of thumb. Although I’m sharing my advice on living below your means, I certainly recommend you seek professional help to ensure that you reach your goals.
Home prices came down, and they came down hard. A lot of people were in interest-only loans. Others had to move for work, and they were left with a dilemma. Nobody wanted to short sell, and nobody wanted to walk away because they didn’t want to ruin their credit.
We should all play our roles in relationships. If you are a man, you should definitely take on some other role besides just being a man. Step up and take care of your family, whether that is bringing in the income or taking care of the household duties or both—you deserve a little taste of happiness too.
Growing up, for the most part, I had a happy childhood. Looking back on it, I had it made. I had a roof over my head and food on the table. We never went without anything that we needed. We did go without luxuries, but it took me a while to even find out what luxuries were. All in all, I would give my parents gold stars for how they raised me.
Now, I know what some of you are thinking, Armond, you are an African-American man, raised in Arkansas, now a business owner, there is no way you believe that the American Dream is dead—you are correct. It is not dead—it’s just different. The fact is, it is getting harder for the poor to become middle class and for the middle class to become upper class.